If you have been injured due to the negligence of someone else in a car wreck or other type of accident, you may assume that the insurance company of the other party will pay for your medical bills, lost wages and other damages. Unfortunately, insurance companies make their money by collecting premiums, not by paying claims. It usually takes a lawyer’s help to receive the full compensation you deserve.
Here is a short example of what will happen in this type of case. The other persons’ insurance company will call you, almost immediately and will want two things. First, they will want to take a recorded statement of how the accident occurred. They are scripted in what to say and they will ask you leading questions, hoping that you will provide them with information that will be helpful to their case. You will see this recorded statement later, not realizing that one thing you said turns your case in their favor. This is standard insurance practice. They will try and get you to say, for example, that you may have done something at the last minute in order to avoid the accident. YOU SHOULD NEVER TALK WITH THE OPPOSING PARTY’S INSURANCE COMPANY UNTIL YOU HAVE SPOKEN WITH AN EXPERIENCED ATTORNEY TO ADVISE YOU OF THESE PITFALLS.
North Carolina is one of only a handful of what attorneys call “a contributory negligence” state. This means that if your words can be twisted into an admission that you could have done something that may have avoided or minimized the accident, YOU WILL LIKELY RECOVER NOTHING. Secondly, the insurance company will want you to sign a release authorizing them to obtain ALL of your medical records from any provider regarding any injury you have received within the past 10 years. This is designed to allow them, at a later point, to use this information to lessen your damages, saying you were already injured. The purpose of these inquiries is to entice you to make admissions and provide information that will likely prove harmful to you and may result in their denial of liability in your case. Lastly, they will, as a compromise, offer to pay some small amount, with you granting them a full release, after they have denied liability. THESE AGENTS REPRESENT THE INSURANCE COMPANY. THEY DO NOT REPRESENT YOU AND LIKELY WILL NOT OPERATE IN YOUR BEST INTERESTS.
Please contact an experienced personal injury attorney before speaking with the other party’s insurance company. We are those attorneys, even though we don’t have billboards plastered on every corner or ads in every phonebook. We have personally seen many cases mishandled by other attorneys. In fact, some of our best cases were turned down by such attorneys because there was too much work involved and perhaps a slight chance of non-success. Remember, most of these firms have huge staffs, huge advertising expenses, huge overhead, and have to settle cases to pay these expenses. The major advertising expense for our firm is this website that we hope will grant us the privilege of becoming your attorney.
A serious injury case is a process, not an event of quickly receiving a settlement check. ANY THIRD-YEAR LAWYER CAN TAKE A $100,000 CASE AND SETTLE IT FOR $10,000. IT TAKES EXPERIENCE TO TURN THAT $100,000 CASE INTO $100,000 OR MORE. We do not rely on settling a certain number of cases over a certain period of time to maintain our payroll. Patience, hard work and most of all experience are virtues when doing personal injury work.
Over our many years of practice, we have been successful representing injured people in eastern North Carolina based upon the above philosophy. Please contact us for a free initial consultation to discuss your case. Some examples of the types of cases we handle are listed below. Each type of claim has subtle differences in the law that we will be happy to explain to you during our initial consultation.
- Wrongful death
- Car accidents
- Truck accidents
- Medical malpractice
- Slip-and-fall accidents
- Premises liability claims
- Dog bites
- Nursing home negligence
- Uninsured/underinsured motorist coverage
This is a partial list of the type of personal injury claims we handle. Anytime you are injured as the result of someone else’s negligence, you have the right to file a claim against that person for lost wages, medical expenses, disfigurement, loss of future wage earning capacity, disability, mental suffering and physical pain plus other categories of damage in certain factual situations.
If you, a minor child of yours or a family member have suffered a serious injury, we have the ability and resources to aggressively help you obtain the maximum amount of money to compensate you for your damages. While most personal injury cases are resolved before you reach a courthouse (in North Carolina mandatory mediation of these type cases is required which we can explain to you during our initial consultation), we assure you that our attorneys and firm are willing and able to try your case if the insurance company on the other side is not reasonable.
Often private investigators and experts are necessary to proceed with these types of cases. Rest assured the insurance company has the access and the means to hire these types of professionals. The right expert can be critical to your case.
We are known as respected trial lawyers who do not handle frivolous cases. The vast majority of personal injury cases we handle are referred to us from past clients and other lawyers.
If you have any questions or would like additional information regarding your injury, please do not hesitate to contact us. To schedule a free initial consultation with our firm, call 910-296-1444 or complete the contact form. Se habla español.